About PAVE
Confidence for borrowers. Structure for brokers.
Built in Aotearoa New Zealand for the way mortgages actually happen here — borrower, licensed adviser, bank — with care for the people on every side of the deal.
Turn the mortgage process from a scramble into a path.
Every step leaves you more certain than the last.
Make the path to home ownership feel clear, calm, and well guided — for everyone who walks it.
Every homeowner has a clear path. Every broker has the tools to lead it.
Clarity over complexity.
Guided, not automated.
Progress with confidence.
Trust between people.
The borrower walks. The broker leads. The bank responds. PAVE keeps the work between them moving.
Walks the path.
Captures goal, property, circumstances. Submits to their broker. Sees offers come back. Decides.
Leads the application.
The licensed adviser reviews, requests anything missing, curates a package for the right banks, presents the offer that wins.
Responds in flow.
Reviews curated submissions inside the same workflow. Sends offers back. Stays in sync at every stage.
Designed around the New Zealand mortgage journey — and the people who walk it.
Every action is recorded. Borrower information stays under the broker's care. Bank submissions are curated, not automated. We work with licensed advisers because they're the people who get borrowers home — and we build the platform around the work they actually do.
Start the application. Your broker takes it from there.
Free to start. Save as you go. Submit when you're ready.
Begin your application →See PAVE in motion. Book a 30-minute walkthrough.
The broker workspace, the borrower journey, and anything about your brokerage's setup.