PAVE
The clear way home.
Buying a home shouldn't feel like guesswork. PAVE makes it a path. Your broker leads. You walk it with confidence.
Turn the mortgage process from a scramble into a path.
The borrower needs a loan. The broker helps them get it. PAVE is the workspace they share — built so the work moves forward instead of sideways.
You don't need to know the mortgage process. You just need to know the next step.
A mortgage is paperwork, repetition, and the quiet fear that you've missed something. PAVE answers the questions you don't want to keep asking — what's needed, what's missing, where things sit, what your broker is reviewing, and which offers they've chosen for you. Add your details once. Each step ends in less doubt than the last.
Your goal
Tell us what you're trying to do — first home, refinance, investment, build. No jargon. No quizzes.
The property
The one you've found, or the one you're weighing up. Whatever you have is enough to start.
About you
The handful of facts a bank actually needs — income, expenses, deposit. Once. Not three times.
Review & send
Confirm. Submit to your broker. Take a breath. The next move is theirs.
One application. The right format for every bank.
Stop rebuilding the same application for every bank. Stop chasing the same payslip three times. Stop hunting through email threads for the offer that came in last night. Stop trying to remember which lender has what. PAVE turns one borrower file into the format each bank expects, keeps every document and message on the deal's own thread, and shapes each offer into language your borrower can actually decide on.
Built for AI agents from day one.
PAVE is the first New Zealand mortgage platform with a full agent layer. Borrowers and approved brokers can connect any AI assistant they trust — Claude, ChatGPT, Cursor, the one in your editor, your own — and let it read, write, chase, submit, and record on their behalf. Same authority. Same data. Same audit trail. Spec-compliant MCP and OAuth, branded consent, one-click revoke.
"Where am I up to?"
Their assistant reads their applications, summarises offers, accepts or declines, updates their details, and leaves notes for their broker. They never open a dashboard.
"Who needs me this week?"
Their assistant triages the pipeline, chases information from borrowers, pushes applications to banks, and records offers as emails come in. The broker thinks; the AI clicks.
Permissioned. Limited. Recorded.
Your agent can act for you — but never beyond you. Branded consent in one click. Every action shows up in your settings. Master kill switch any time. No shortcuts.
Connect
Paste your PAVE address into the AI assistant of your choice.
Authorise
It redirects you here. One Authorize click. That's it.
Talk
Ask your assistant. It reads, writes, and acts on your behalf.
Watch
Every move logged in your settings. Revoke any time.
Every step leaves you
more certain than the last.
From the first form to the keys in your hand.